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Goals for 2010!!

December 24th, 2009 at 09:03 am

At the beginning of every year, my husband and I set goals individually and as a couple. For 2009, we decided to take on the following (I'm only mentioning our financial goals):

-pay off our last credit card ($6k)
-pay off half of the car note (total was $13k at the beg. of the year)

We (over)succeeded our financial goals by paying off the credit card and car note in its entirety this year!! We're still newlyweds (we got married in April), and our union is what really boosted our efforts. Prior to April, we were paying down our debt individually. Being able to combine our income and not seeking to buy additional items, property, etc... propelled us to completely pay off the car! And for wedding gifts, we used a honeymoon registry so that our family and friends could fund our trip. We still saved money for our honeymoon (just in case something wasn't covered). Once we got back from our trip, we were able to use the money we saved to pay off the credit card! 2009 has definitely been a great year!!

2010 will be less "Cinderella"-ish. Smile Our goal is to:
-pay off my hubby's student loan ($18k)...can someone say ouch?!?!
-and put a huge dent in my student loan ($36k) - we're shooting to pay off $13k.

This goal was made with the assumption that our income and expenses will stay the same next year. We know that, with life, things are subject to change, and we're willing to make adjustments to accomodate. I do know that, at this point, it's hard for us to decrease our expenses any further...I already have us living lean & mean. I am hoping for additional income, though - possibly a part-time job or two. Smile

What are your goals for 2010?

5 Responses to “Goals for 2010!!”

  1. Rick Says:

    Congratulations on your marriage and meeting your financial goals.
    I also got married in April and hope to be able to knock off 20% of our debt in 2010. We're sitting on approximately $50,000 of debt. Huge Ouch! :-)

  2. NJDebbie Says:

    Wow, I like your dedication to paying off your debt. Keep up the good work! Your life will be so much easier once you pay everything off. Congrats and wishes for great success in 2010.

  3. historychick Says:

    Congrats on meeting your goals - its a real statment of your personal strength and the awesomness of your marriage. Rock on!

  4. Alex Says:

    it's great that you're setting these goals and seems like doing a great job in reaching them. well done. once you've paid off your debt it's time to start thinking about the future. annuities are a great way to plan for retirement and it's never too soon.

  5. Jerry Says:

    Once you are dedicated to paying off debt, you can make astonishing progress - I think that your goals will lead to success in 2010! Student loans are a pain, but I think that extra side jobs will give you some insurance that you can knock them out with a quickness. Good luck!
    Jerry

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