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Cable: Should it stay or should it go?

December 2nd, 2009 at 09:57 am

I've been without cable for 2 years!! And I really don't think I've missed a beat. When I had it, I only watched the Disney channel (don't laugh), and I just couldn't justify paying $50/month for it. Dropping cable has literally given me a $600/year raise...a penny saved really is a penny earned!!

So, why not give it a try?? Guys are probably afraid to let go of their sports games. My husband and I watch bball & football games at our parents & friends' houses. We even splurge and literally go to a few games each year (still way cheaper than buying cable)!

Plus, without the distraction of TV, my husband and I have the luxury of engaging in quality conversation, exercising, working on projects, etc...

I really think cable has enhanced our lives and pockets. What's stopping you from dropping your provider today?

My Rite Aid Mission.

November 18th, 2009 at 09:02 am

Yesterday, I was tasked with buying cold medicine for my husband. I love these missions, as I'm forced to work with what's currently on sale; I treat them as games...using coupons and buying a combination of items to get a bargain on what's really needed. Here's the deal I was able to work to get the medicine (and everything else) for FREE!!

Kotex pads, on sale for $2.99
use $1 printable from here
will receive $2 rebate
final price - FREE

2 GE Spiral light bulbs, on sale 2/$4
use (2) $1 coupons from 10/4 Smart Source insert
will receive $2 rebate
final price - FREE

Crest white scope toothpaste, on sale for $2.69
use $0.75 coupon from 11/1 PG insert
will receive $2.69 rebate
final price - $0.75 profit!!!

Robitussin, on sale for $6.99
use $2 printable from here
will receive $4 rebate
final price - $0.99

Why didn't I just buy Robitussin? I combined the other free items with the medicine to be able to use a $3 off $15 Rite Aid coupon (printable from here). My out of pocket expense came to $8.63 (tax included), but I will receive $10.69 in the form of a rebate check!! That's $2.06 in profit, which I'll take over paying $0.99 any day!! I love getting paid to shop for items I already need!

How Couponing Saved My Marriage!!!

September 4th, 2009 at 03:40 pm

Well, not really but now that I have your attention...

Couponing is a fairly new subject for me, but I feel like I'm starting to gain traction. I've been carrying around my coupon wallet (seriously!) for a little over 2 months now and have found that while my husband and I still spend the same amount on groceries (we were already on a "lean" grocery budget prior to couponing), our fridge and cabinets are stocked to capacity. For those of you with a confused look on your face, getting more even though your costs don't decrease is still a huge savings (it will keep us from having to replenish as quickly in the future)!

To fuel this new hobby of mine, I make weekly rounds on the following sites:

-http://www.couponmom.com/ -- This site houses a huge database of coupons (the same database that can be found on several other couponing/savings websites); it also has a section that lists out each sale item and its final price (after use of coupon) for several stores - including CVS, Wal-mart, Target, and Rite Aid (unadvertised Kroger sales are also listed). The coolest part about this site is that it lists the coupon you need to obtain the final price and the weekly paper it can be found in, which saves you from having to clip every single coupon in the newspaper (never really knowing if it will ever be of use)!

-http://www.southernsavers.com -- This site lists everything you need to know about couponing...read up here to learn the best strategies for paying pennies to eat!

-http://www.cellfire.com, http://www.shortcuts.com, http://www.pgesaver.com -- Use these sites to upload coupons to your shopper loyalty card(s)!

-Also, look for store specific coupons on sites like http://www.cvs.com and http://www.target.com

-Don't forget to clip your Red Plum & Smart Source coupons from the newspaper based on the sales listed on the CouponMom or SouthernSavers sites. You can also go online and print additional coupons: http://www.redplum.com, http://www.smartsource.com (These coupons differ from the ones found in the database).

-Still like to eat out? Being on a budget does not mean you need to lay around the house all month!! Find deals at http://www.halfdepot.com where you can purchase restaurant gift cards guaranteed to save you at least 50%!! Be sure to become a part of their distribution list; the most popular restaurants sell out quickly, so you'll need as much lead time as possible!

Couponing Tips:

- Only buy what you need. I know it's common sense, but it's easy to get caught up in the excitement of the sale. The goal is not to save as much as possible; it's to stay within your budget.

- Let price determine what you buy...not the coupon. If the private label brand is cheaper, buy it. Be sure to pay attention to how much you're paying per lb, oz, etc... In certain cases, I've noticed that the branded item is the lowest priced option but comes in much smaller packaging!

- "Attack" when items are at their lowest price. Couponing works best on items that are already on sale. The whole "kick 'em when they're down" philosophy (although none of you would ever think that way)!!!

- Don't forget that some stores double and triple coupons up to a certain amount (usually 50 cents).

- And not all Buy One, Get One Free sales require you to buy two items. Treat these as 50% off sales and either buy one item or apply coupon(s) to both items for extra savings!

For examples of extreme savings that I've been experiencing (and how to get them for yourself), check out my primary blog: www.customthreads.blogspot.com

Happy Couponing!!